Open Ended Schemes Debt Scheme - Banking and PSU Fund Aditya Birla Sun Life Mutual Fund Direct Plan

Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW

₹104.6113
NAV as on 13-04-2026
ISIN: INF209KA12Z1
Fund House
Aditya Birla Sun Life Mutual Fund
Category
Debt Scheme - Banking and PSU Fund
Plan
Direct
Option
IDCW
Scheme Code
#119551
Investment Calculator
SIP (Monthly)
Lumpsum (One-Time)
Invested Amount
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Est. Returns
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Total Value
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Invested Returns
Calculator uses compound interest. Default return is based on this fund's 1-year performance. Actual returns may vary. Past performance ≠ future results.

NAV History

Recent NAV Data
DateNAV (₹)Change
13-04-2026 104.6113 +0.0157 (+0.02%)
10-04-2026 104.5956 +0.0806 (+0.08%)
09-04-2026 104.5150 +0.1231 (+0.12%)
08-04-2026 104.3919 +0.4001 (+0.38%)
07-04-2026 103.9918 +0.0776 (+0.07%)
06-04-2026 103.9142 +0.0329 (+0.03%)
02-04-2026 103.8813 -0.1303 (-0.13%)
31-03-2026 104.0116 +0.0195 (+0.02%)
30-03-2026 103.9921 +0.0819 (+0.08%)
27-03-2026 103.9102 -0.0611 (-0.06%)
25-03-2026 103.9713 -0.0103 (-0.01%)
24-03-2026 103.9816 -6.6809 (-6.04%)
23-03-2026 110.6625 -0.2727 (-0.25%)
20-03-2026 110.9352 -0.0633 (-0.06%)
18-03-2026 110.9985 +0.0669 (+0.06%)
17-03-2026 110.9316 +0.0157 (+0.01%)
16-03-2026 110.9159 -0.0128 (-0.01%)
13-03-2026 110.9287 -0.0611 (-0.06%)
12-03-2026 110.9898 -0.1174 (-0.11%)
11-03-2026 111.1072 +0.0588 (+0.05%)
10-03-2026 111.0484 +0.1291 (+0.12%)
09-03-2026 110.9193 -0.1202 (-0.11%)
06-03-2026 111.0395 -0.0139 (-0.01%)
05-03-2026 111.0534 +0.1035 (+0.09%)
04-03-2026 110.9499 -0.1154 (-0.10%)
02-03-2026 111.0653 +0.0392 (+0.04%)
27-02-2026 111.0261 +0.0192 (+0.02%)
26-02-2026 111.0069 +0.0243 (+0.02%)
25-02-2026 110.9826 +0.0432 (+0.04%)
24-02-2026 110.9394 +0.0565 (+0.05%)
23-02-2026 110.8829 +0.0759 (+0.07%)
20-02-2026 110.8070 -0.0543 (-0.05%)
18-02-2026 110.8613 -0.0069 (-0.01%)
17-02-2026 110.8682 +0.0273 (+0.02%)
16-02-2026 110.8409 +0.0825 (+0.07%)
13-02-2026 110.7584 +0.1275 (+0.12%)
12-02-2026 110.6309 +0.1253 (+0.11%)
11-02-2026 110.5056 +0.0763 (+0.07%)
10-02-2026 110.4293 +0.0060 (+0.01%)
09-02-2026 110.4233 +0.0060 (+0.01%)
06-02-2026 110.4173 -0.1812 (-0.16%)
05-02-2026 110.5985 +0.1508 (+0.14%)
04-02-2026 110.4477 +0.1517 (+0.14%)
03-02-2026 110.2960 +0.1423 (+0.13%)
02-02-2026 110.1537 -0.0366 (-0.03%)
30-01-2026 110.1903 +0.0981 (+0.09%)
29-01-2026 110.0922 +0.0067 (+0.01%)
28-01-2026 110.0855 -0.0223 (-0.02%)
27-01-2026 110.1078 +0.0312 (+0.03%)
23-01-2026 110.0766 +0.0227 (+0.02%)
22-01-2026 110.0539 +0.1101 (+0.10%)
21-01-2026 109.9438 +0.0053 (+0.00%)
20-01-2026 109.9385 -0.0357 (-0.03%)
19-01-2026 109.9742 -0.0365 (-0.03%)
16-01-2026 110.0107 -0.1179 (-0.11%)
14-01-2026 110.1286 -0.0592 (-0.05%)
13-01-2026 110.1878 -0.1096 (-0.10%)
12-01-2026 110.2974 +0.0647 (+0.06%)
09-01-2026 110.2327 +0.0109 (+0.01%)
08-01-2026 110.2218 +0.0043 (+0.00%)
About This Fund

Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW is a mutual fund scheme offered by Aditya Birla Sun Life Mutual Fund. It is classified under the Debt Scheme - Banking and PSU Fund category by SEBI. The latest NAV is ₹104.61130 as on 13-04-2026. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences. Past performance does not guarantee future results. Please consult a SEBI-registered financial advisor before investing.

Expert AI Review

Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW focuses on investing in debt securities issued by banks and public sector undertakings. With a NAV of ₹104.3919, it is designed for conservative investors seeking stable returns with relatively lower risk.

Strengths
Targeted exposure to banking and PSU securities
Potential for stable income generation
Relatively lower volatility compared to equity funds
Suitable for risk-averse investors
Risks / Limitations
Limited growth potential compared to equity funds
Interest rate risk can affect returns
Lower liquidity compared to equity investments
Who Should Invest?

This fund is ideal for conservative investors looking for stable income and capital preservation. Investors with a time horizon of 3-5 years or more, who are comfortable with a moderate level of risk, may find this fund aligns well with their investment strategy. It is particularly suitable for those who prefer fixed income and want to diversify their portfolio without significant exposure to equities.

Outlook

Investors should monitor interest rate trends and economic indicators, as these factors can influence the performance of debt funds like this one. Changes in monetary policy by the Reserve Bank of India could also impact returns.

Ideal SIP
₹2,000-₹10,000
Investment Horizon
3-5 years
Frequently Asked Questions
What is the latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW?
The latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW is ₹104.61130 as on 13-04-2026. NAV (Net Asset Value) represents the per-unit market value of the fund and is updated on every business day by AMFI.
What category does Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW belong to?
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW is classified under "Debt Scheme - Banking and PSU Fund" by SEBI. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.
What is the difference between Direct and Regular plan of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW?
The Direct plan of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW has a lower expense ratio as it does not involve any distributor/agent commission. This means more of your money is invested, leading to better long-term returns compared to the Regular plan. You can invest in Direct plans through the AMC website or platforms like MFCentral, Kfintech, or CAMS.
How can I invest in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW?
You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW through: (1) The Aditya Birla Sun Life Mutual Fund official website or app, (2) SEBI-registered online platforms like Groww, Zerodha Coin, ET Money, Kuvera, (3) MFCentral or your bank's investment portal, or (4) Through a SEBI-registered mutual fund distributor. You can start a SIP (Systematic Investment Plan) with as low as ₹500/month or make a lumpsum investment.
Can I start a SIP in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW?
Yes, you can start a Systematic Investment Plan (SIP) in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW. SIP allows you to invest a fixed amount (typically starting from ₹500) at regular intervals (monthly/quarterly). SIP helps in rupee cost averaging and disciplined investing. Use our SIP calculator on this page to estimate your potential returns.
What is the scheme code and ISIN of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW?
The AMFI scheme code for Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW is 119551. The ISIN (International Securities Identification Number) is INF209KA12Z1. These unique identifiers are used for transactions, KYC, and portfolio tracking across all platforms.
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