Fund House
Aditya Birla Sun Life Mutual Fund
Category
Debt Scheme - Banking and PSU Fund
Plan
Direct
Option
IDCW
Scheme Code
#119552
Investment Calculator
SIP (Monthly)
Lumpsum (One-Time)
Invested Amount
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Est. Returns
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Total Value
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Invested
Returns
Calculator uses compound interest. Default return is based on this fund's 1-year performance. Actual returns may vary. Past performance ≠ future results.
NAV History
Recent NAV Data
| Date | NAV (₹) | Change |
|---|---|---|
| 13-04-2026 | 116.5772 | +0.0175 (+0.02%) |
| 10-04-2026 | 116.5597 | +0.0899 (+0.08%) |
| 09-04-2026 | 116.4698 | +0.1372 (+0.12%) |
| 08-04-2026 | 116.3326 | +0.4458 (+0.38%) |
| 07-04-2026 | 115.8868 | +0.0865 (+0.07%) |
| 06-04-2026 | 115.8003 | +0.0367 (+0.03%) |
| 02-04-2026 | 115.7636 | -0.1453 (-0.13%) |
| 31-03-2026 | 115.9089 | +0.0218 (+0.02%) |
| 30-03-2026 | 115.8871 | -0.4010 (-0.34%) |
| 27-03-2026 | 116.2881 | -0.0684 (-0.06%) |
| 25-03-2026 | 116.3565 | -0.0116 (-0.01%) |
| 24-03-2026 | 116.3681 | -0.0273 (-0.02%) |
| 23-03-2026 | 116.3954 | -0.2868 (-0.25%) |
| 20-03-2026 | 116.6822 | -0.0666 (-0.06%) |
| 18-03-2026 | 116.7488 | +0.0704 (+0.06%) |
| 17-03-2026 | 116.6784 | +0.0164 (+0.01%) |
| 16-03-2026 | 116.6620 | -0.0133 (-0.01%) |
| 13-03-2026 | 116.6753 | -0.0643 (-0.06%) |
| 12-03-2026 | 116.7396 | -0.1236 (-0.11%) |
| 11-03-2026 | 116.8632 | +0.0619 (+0.05%) |
| 10-03-2026 | 116.8013 | +0.1358 (+0.12%) |
| 09-03-2026 | 116.6655 | -0.1265 (-0.11%) |
| 06-03-2026 | 116.7920 | -0.0145 (-0.01%) |
| 05-03-2026 | 116.8065 | +0.1088 (+0.09%) |
| 04-03-2026 | 116.6977 | -0.1214 (-0.10%) |
| 02-03-2026 | 116.8191 | -0.4496 (-0.38%) |
| 27-02-2026 | 117.2687 | +0.0203 (+0.02%) |
| 26-02-2026 | 117.2484 | +0.0256 (+0.02%) |
| 25-02-2026 | 117.2228 | +0.0456 (+0.04%) |
| 24-02-2026 | 117.1772 | +0.0597 (+0.05%) |
| 23-02-2026 | 117.1175 | +0.0802 (+0.07%) |
| 20-02-2026 | 117.0373 | -0.0574 (-0.05%) |
| 18-02-2026 | 117.0947 | -0.0073 (-0.01%) |
| 17-02-2026 | 117.1020 | +0.0289 (+0.02%) |
| 16-02-2026 | 117.0731 | +0.0871 (+0.07%) |
| 13-02-2026 | 116.9860 | +0.1347 (+0.12%) |
| 12-02-2026 | 116.8513 | +0.1323 (+0.11%) |
| 11-02-2026 | 116.7190 | +0.0806 (+0.07%) |
| 10-02-2026 | 116.6384 | +0.0064 (+0.01%) |
| 09-02-2026 | 116.6320 | +0.0063 (+0.01%) |
| 06-02-2026 | 116.6257 | -0.1914 (-0.16%) |
| 05-02-2026 | 116.8171 | +0.1593 (+0.14%) |
| 04-02-2026 | 116.6578 | +0.1602 (+0.14%) |
| 03-02-2026 | 116.4976 | +0.1503 (+0.13%) |
| 02-02-2026 | 116.3473 | -0.6562 (-0.56%) |
| 30-01-2026 | 117.0035 | +0.1041 (+0.09%) |
| 29-01-2026 | 116.8994 | +0.0072 (+0.01%) |
| 28-01-2026 | 116.8922 | -0.0236 (-0.02%) |
| 27-01-2026 | 116.9158 | +0.0331 (+0.03%) |
| 23-01-2026 | 116.8827 | +0.0240 (+0.02%) |
| 22-01-2026 | 116.8587 | +0.1170 (+0.10%) |
| 21-01-2026 | 116.7417 | +0.0056 (+0.00%) |
| 20-01-2026 | 116.7361 | -0.0380 (-0.03%) |
| 19-01-2026 | 116.7741 | -0.0387 (-0.03%) |
| 16-01-2026 | 116.8128 | -0.1252 (-0.11%) |
| 14-01-2026 | 116.9380 | -0.0628 (-0.05%) |
| 13-01-2026 | 117.0008 | -0.1164 (-0.10%) |
| 12-01-2026 | 117.1172 | +0.0687 (+0.06%) |
| 09-01-2026 | 117.0485 | +0.0115 (+0.01%) |
| 08-01-2026 | 117.0370 | +0.0046 (+0.00%) |
About This Fund
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW is a mutual fund scheme offered by Aditya Birla Sun Life Mutual Fund. It is classified under the Debt Scheme - Banking and PSU Fund category by SEBI. The latest NAV is ₹116.57720 as on 13-04-2026. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences. Past performance does not guarantee future results. Please consult a SEBI-registered financial advisor before investing.
Expert AI Review
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW is a debt scheme focusing on investments in banking and PSU securities. With a NAV of ₹116.3326, the fund aims to provide stable returns while maintaining a moderate risk profile.
Strengths
Focus on high-quality banking and PSU securities
Potential for regular income through monthly IDCW
Relatively lower risk compared to equity funds
Managed by a reputable fund house with strong expertise
Risks / Limitations
Lower return potential compared to equity funds
Interest rate risk affecting bond prices
Limited growth in case of economic downturns
Who Should Invest?
This fund is ideal for conservative investors looking for stable income with moderate risk. It suits individuals with a medium to long-term investment horizon who are seeking to diversify their portfolio away from equities. Additionally, it may appeal to retirees or those nearing retirement who prioritize capital preservation.
Outlook
Investors should keep an eye on interest rate trends and government policies affecting the banking sector as these can significantly impact fund performance. Global economic conditions may also play a role.
Ideal SIP
₹2,000-₹10,000
Investment Horizon
3-5 years
Frequently Asked Questions
What is the latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW?
The latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW is ₹116.57720 as on 13-04-2026. NAV (Net Asset Value) represents the per-unit market value of the fund and is updated on every business day by AMFI.
What category does Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW belong to?
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW is classified under "Debt Scheme - Banking and PSU Fund" by SEBI. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.
What is the difference between Direct and Regular plan of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW?
The Direct plan of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW has a lower expense ratio as it does not involve any distributor/agent commission. This means more of your money is invested, leading to better long-term returns compared to the Regular plan. You can invest in Direct plans through the AMC website or platforms like MFCentral, Kfintech, or CAMS.
How can I invest in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW?
You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW through: (1) The Aditya Birla Sun Life Mutual Fund official website or app, (2) SEBI-registered online platforms like Groww, Zerodha Coin, ET Money, Kuvera, (3) MFCentral or your bank's investment portal, or (4) Through a SEBI-registered mutual fund distributor. You can start a SIP (Systematic Investment Plan) with as low as ₹500/month or make a lumpsum investment.
Can I start a SIP in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW?
Yes, you can start a Systematic Investment Plan (SIP) in Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW. SIP allows you to invest a fixed amount (typically starting from ₹500) at regular intervals (monthly/quarterly). SIP helps in rupee cost averaging and disciplined investing. Use our SIP calculator on this page to estimate your potential returns.
What is the scheme code and ISIN of Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW?
The AMFI scheme code for Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW is 119552. The ISIN (International Securities Identification Number) is INF209K01YM2. These unique identifiers are used for transactions, KYC, and portfolio tracking across all platforms.