UTI- Liquid Cash Plan - Direct Plan - Growth Option is a mutual fund scheme offered by UTI Mutual Fund. It is classified under the Debt Scheme - Liquid Fund category by SEBI. As a Direct Growth plan, it has a lower expense ratio than its Regular counterpart, with all gains reinvested for compounding. The latest NAV is ₹4,530.7121 as on 08-Apr-2026. Liquid funds invest in debt and money market instruments with maturity up to 91 days. They offer high liquidity (T+1 redemption) and are the safest category of mutual funds. Returns are typically 1-2% higher than savings bank accounts. Ideal for parking surplus cash for short periods. Past performance does not guarantee future results. Please consult a SEBI-registered financial advisor before investing.
Fund House
UTI Mutual Fund
Category
Debt Scheme - Liquid Fund
Plan
Direct
Option
Growth
Scheme Code
#120304
Investment Calculator
SIP (Monthly)
Lumpsum (One-Time)
Invested Amount
—
Est. Returns
—
Total Value
—
Invested
Returns
Calculator uses compound interest. Default return is based on this fund's 1-year performance. Actual returns may vary. Past performance ≠ future results.
About This Fund
Frequently Asked Questions
What is the latest NAV of UTI- Liquid Cash Plan - Direct Plan - Growth Option?
The latest NAV of UTI- Liquid Cash Plan - Direct Plan - Growth Option is ₹4,530.7121 as on 08-Apr-2026. NAV (Net Asset Value) represents the per-unit market value of the fund and is updated on every business day by AMFI.
What category does UTI- Liquid Cash Plan - Direct Plan - Growth Option belong to?
UTI- Liquid Cash Plan - Direct Plan - Growth Option is classified under "Debt Scheme - Liquid Fund" by SEBI. Liquid funds invest in debt and money market instruments with maturity up to 91 days. They offer high liquidity (T+1 redemption) and are the safest category of mutual funds. Returns are typically 1-2% higher than savings bank accounts. Ideal for parking surplus cash for short periods.
What is the difference between Direct and Regular plan of UTI- Liquid Cash Plan - Direct Plan - Growth Option?
The Direct plan of UTI- Liquid Cash Plan - Direct Plan - Growth Option has a lower expense ratio as it does not involve any distributor/agent commission. This means more of your money is invested, leading to better long-term returns compared to the Regular plan. You can invest in Direct plans through the AMC website or platforms like MFCentral, Kfintech, or CAMS.
How can I invest in UTI- Liquid Cash Plan - Direct Plan - Growth Option?
You can invest in UTI- Liquid Cash Plan - Direct Plan - Growth Option through: (1) The UTI Mutual Fund official website or app, (2) SEBI-registered online platforms like Groww, Zerodha Coin, ET Money, Kuvera, (3) MFCentral or your bank's investment portal, or (4) Through a SEBI-registered mutual fund distributor. You can start a SIP (Systematic Investment Plan) with as low as ₹500/month or make a lumpsum investment.
Can I start a SIP in UTI- Liquid Cash Plan - Direct Plan - Growth Option?
Yes, you can start a Systematic Investment Plan (SIP) in UTI- Liquid Cash Plan - Direct Plan - Growth Option. SIP allows you to invest a fixed amount (typically starting from ₹500) at regular intervals (monthly/quarterly). SIP helps in rupee cost averaging and disciplined investing. Use our SIP calculator on this page to estimate your potential returns.
What is the scheme code and ISIN of UTI- Liquid Cash Plan - Direct Plan - Growth Option?
The AMFI scheme code for UTI- Liquid Cash Plan - Direct Plan - Growth Option is 120304. The ISIN (International Securities Identification Number) is INF789F01XQ6. These unique identifiers are used for transactions, KYC, and portfolio tracking across all platforms.
Explore More