Fund House
UTI Mutual Fund
Category
Income/Debt Oriented Schemes - Credit Risk Fund
Plan
Direct
Option
Growth
Scheme Code
#120764
Investment Calculator
SIP (Monthly)
Lumpsum (One-Time)
Invested Amount
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Est. Returns
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Total Value
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Invested
Returns
Calculator uses compound interest. Default return is based on this fund's 1-year performance. Actual returns may vary. Past performance ≠ future results.
NAV History
Recent NAV Data
| Date | NAV (₹) | Change |
|---|---|---|
| 06-11-2026 | 20.9729 | -0.0027 (-0.01%) |
| 05-11-2026 | 20.9756 | +0.0386 (+0.18%) |
| 04-11-2026 | 20.9370 | +0.0217 (+0.10%) |
| 03-11-2026 | 20.9153 | +0.0018 (+0.01%) |
| 02-11-2026 | 20.9135 | +0.0337 (+0.16%) |
| 30-10-2026 | 20.8798 | +0.0042 (+0.02%) |
| 29-10-2026 | 20.8756 | +0.0139 (+0.07%) |
| 28-10-2026 | 20.8617 | +0.0016 (+0.01%) |
| 27-10-2026 | 20.8601 | +0.0102 (+0.05%) |
| 26-10-2026 | 20.8499 | +0.0151 (+0.07%) |
| 23-10-2026 | 20.8348 | -0.0060 (-0.03%) |
| 22-10-2026 | 20.8408 | -0.0216 (-0.10%) |
| 21-10-2026 | 20.8624 | -0.0210 (-0.10%) |
| 19-10-2026 | 20.8834 | +0.0144 (+0.07%) |
| 16-10-2026 | 20.8690 | +0.0044 (+0.02%) |
| 15-10-2026 | 20.8646 | -0.0106 (-0.05%) |
| 14-10-2026 | 20.8752 | -0.0073 (-0.03%) |
| 13-10-2026 | 20.8825 | +0.0070 (+0.03%) |
| 12-10-2026 | 20.8755 | -0.0182 (-0.09%) |
| 09-10-2026 | 20.8937 | +0.0030 (+0.01%) |
| 08-10-2026 | 20.8907 | -0.0045 (-0.02%) |
| 07-10-2026 | 20.8952 | -0.0072 (-0.03%) |
| 06-10-2026 | 20.9024 | +0.0020 (+0.01%) |
| 05-10-2026 | 20.9004 | +0.0191 (+0.09%) |
| 01-10-2026 | 20.8813 | -0.0072 (-0.03%) |
| 30-09-2026 | 20.8885 | +0.0135 (+0.06%) |
| 29-09-2026 | 20.8750 | +0.0023 (+0.01%) |
| 28-09-2026 | 20.8727 | -0.0052 (-0.02%) |
| 25-09-2026 | 20.8779 | -0.0047 (-0.02%) |
| 24-09-2026 | 20.8826 | -0.0262 (-0.13%) |
| 23-09-2026 | 20.9088 | +0.0079 (+0.04%) |
| 22-09-2026 | 20.9009 | +0.0062 (+0.03%) |
| 21-09-2026 | 20.8947 | +0.0185 (+0.09%) |
| 18-09-2026 | 20.8762 | +0.0063 (+0.03%) |
| 17-09-2026 | 20.8699 | +0.0046 (+0.02%) |
| 16-09-2026 | 20.8653 | +0.0066 (+0.03%) |
| 15-09-2026 | 20.8587 | -0.0253 (-0.12%) |
| 11-09-2026 | 20.8840 | -0.0206 (-0.10%) |
| 10-09-2026 | 20.9046 | -0.0032 (-0.02%) |
| 09-09-2026 | 20.9078 | -0.0043 (-0.02%) |
| 08-09-2026 | 20.9121 | -0.0016 (-0.01%) |
| 07-09-2026 | 20.9137 | +0.0130 (+0.06%) |
| 04-09-2026 | 20.9007 | +0.0100 (+0.05%) |
| 03-09-2026 | 20.8907 | +0.0332 (+0.16%) |
| 02-09-2026 | 20.8575 | +0.0071 (+0.03%) |
| 01-09-2026 | 20.8504 | +0.0058 (+0.03%) |
| 31-08-2026 | 20.8446 | +0.0106 (+0.05%) |
| 28-08-2026 | 20.8340 | -0.0034 (-0.02%) |
| 27-08-2026 | 20.8374 | +0.0024 (+0.01%) |
| 25-08-2026 | 20.8350 | +0.0110 (+0.05%) |
| 24-08-2026 | 20.8240 | +0.0110 (+0.05%) |
| 21-08-2026 | 20.8130 | -0.0045 (-0.02%) |
| 20-08-2026 | 20.8175 | -0.0291 (-0.14%) |
| 19-08-2026 | 20.8466 | +0.0120 (+0.06%) |
| 18-08-2026 | 20.8346 | -0.0089 (-0.04%) |
| 17-08-2026 | 20.8435 | -0.0056 (-0.03%) |
| 14-08-2026 | 20.8491 | +0.0111 (+0.05%) |
| 13-08-2026 | 20.8380 | +0.0057 (+0.03%) |
| 12-08-2026 | 20.8323 | +0.0068 (+0.03%) |
| 11-08-2026 | 20.8255 | -0.0099 (-0.05%) |
About This Fund
UTI Credit Risk Fund - Direct Plan - Growth Option is a mutual fund scheme offered by UTI Mutual Fund. It is classified under the Debt Scheme - Credit Risk Fund category by SEBI. As a Direct Growth plan, it has a lower expense ratio than its Regular counterpart, with all gains reinvested for compounding. The latest NAV is ₹20.97290 as on 06-11-2026. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences. Past performance does not guarantee future results. Please consult a SEBI-registered financial advisor before investing.
Frequently Asked Questions
What is the latest NAV of UTI - Credit Risk Fund. - Direct Plan - Growth?
The latest NAV of UTI - Credit Risk Fund. - Direct Plan - Growth is ₹20.97290 as on 06-11-2026. NAV (Net Asset Value) represents the per-unit market value of the fund and is updated on every business day by AMFI.
What category does UTI - Credit Risk Fund. - Direct Plan - Growth belong to?
UTI - Credit Risk Fund. - Direct Plan - Growth is classified under "Income/Debt Oriented Schemes - Credit Risk Fund" by SEBI. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.
What is the difference between Direct and Regular plan of UTI - Credit Risk Fund. - Direct Plan - Growth?
The Direct plan of UTI - Credit Risk Fund. - Direct Plan - Growth has a lower expense ratio as it does not involve any distributor/agent commission. This means more of your money is invested, leading to better long-term returns compared to the Regular plan. You can invest in Direct plans through the AMC website or platforms like MFCentral, Kfintech, or CAMS.
How can I invest in UTI - Credit Risk Fund. - Direct Plan - Growth?
You can invest in UTI - Credit Risk Fund. - Direct Plan - Growth through: (1) The UTI Mutual Fund official website or app, (2) SEBI-registered online platforms like Groww, Zerodha Coin, ET Money, Kuvera, (3) MFCentral or your bank's investment portal, or (4) Through a SEBI-registered mutual fund distributor. You can start a SIP (Systematic Investment Plan) with as low as ₹500/month or make a lumpsum investment.
Can I start a SIP in UTI - Credit Risk Fund. - Direct Plan - Growth?
Yes, you can start a Systematic Investment Plan (SIP) in UTI - Credit Risk Fund. - Direct Plan - Growth. SIP allows you to invest a fixed amount (typically starting from ₹500) at regular intervals (monthly/quarterly). SIP helps in rupee cost averaging and disciplined investing. Use our SIP calculator on this page to estimate your potential returns.
What is the scheme code and ISIN of UTI - Credit Risk Fund. - Direct Plan - Growth?
The AMFI scheme code for UTI - Credit Risk Fund. - Direct Plan - Growth is 120764. The ISIN (International Securities Identification Number) is INF789F01YB6. These unique identifiers are used for transactions, KYC, and portfolio tracking across all platforms.
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