Fund House
UTI Mutual Fund
Category
Debt Scheme - Credit Risk Fund
Plan
Direct
Option
Growth
Scheme Code
#120764
Investment Calculator
SIP (Monthly)
Lumpsum (One-Time)
Invested Amount
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Est. Returns
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Total Value
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Invested
Returns
Calculator uses compound interest. Default return is based on this fund's 1-year performance. Actual returns may vary. Past performance ≠ future results.
NAV History
Recent NAV Data
| Date | NAV (₹) | Change |
|---|---|---|
| 24-07-2026 | 20.6868 | +0.0016 (+0.01%) |
| 23-07-2026 | 20.6852 | -0.0054 (-0.03%) |
| 22-07-2026 | 20.6906 | -0.0026 (-0.01%) |
| 21-07-2026 | 20.6932 | +0.0088 (+0.04%) |
| 20-07-2026 | 20.6844 | +0.0048 (+0.02%) |
| 17-07-2026 | 20.6796 | +0.0066 (+0.03%) |
| 16-07-2026 | 20.6730 | +0.0188 (+0.09%) |
| 15-07-2026 | 20.6542 | +0.0070 (+0.03%) |
| 14-07-2026 | 20.6472 | -0.0335 (-0.16%) |
| 13-07-2026 | 20.6807 | -0.0119 (-0.06%) |
| 10-07-2026 | 20.6926 | +0.0212 (+0.10%) |
| 09-07-2026 | 20.6714 | +0.0075 (+0.04%) |
| 08-07-2026 | 20.6639 | -0.0082 (-0.04%) |
| 07-07-2026 | 20.6721 | -0.0090 (-0.04%) |
| 06-07-2026 | 20.6811 | +0.0137 (+0.07%) |
| 03-07-2026 | 20.6674 | +0.0014 (+0.01%) |
| 02-07-2026 | 20.6660 | +0.0172 (+0.08%) |
| 01-07-2026 | 20.6488 | +0.0035 (+0.02%) |
| 30-06-2026 | 20.6453 | +0.0203 (+0.10%) |
| 29-06-2026 | 20.6250 | +0.0283 (+0.14%) |
| 25-06-2026 | 20.5967 | +0.0215 (+0.10%) |
| 24-06-2026 | 20.5752 | +0.0130 (+0.06%) |
| 23-06-2026 | 20.5622 | +0.0088 (+0.04%) |
| 22-06-2026 | 20.5534 | +0.0145 (+0.07%) |
| 19-06-2026 | 20.5389 | +0.0021 (+0.01%) |
| 18-06-2026 | 20.5368 | -0.0008 (0.00%) |
| 17-06-2026 | 20.5376 | +0.0009 (+0.00%) |
| 16-06-2026 | 20.5367 | +0.0016 (+0.01%) |
| 15-06-2026 | 20.5351 | +0.0306 (+0.15%) |
| 12-06-2026 | 20.5045 | +0.0182 (+0.09%) |
| 11-06-2026 | 20.4863 | -0.0115 (-0.06%) |
| 10-06-2026 | 20.4978 | +0.0058 (+0.03%) |
| 09-06-2026 | 20.4920 | +0.0412 (+0.20%) |
| 08-06-2026 | 20.4508 | +0.0258 (+0.13%) |
| 05-06-2026 | 20.4250 | +0.0494 (+0.24%) |
| 04-06-2026 | 20.3756 | +0.0148 (+0.07%) |
| 03-06-2026 | 20.3608 | +0.0014 (+0.01%) |
| 02-06-2026 | 20.3594 | +0.0098 (+0.05%) |
| 01-06-2026 | 20.3496 | -0.0023 (-0.01%) |
| 29-05-2026 | 20.3519 | +0.0138 (+0.07%) |
| 27-05-2026 | 20.3381 | +0.0016 (+0.01%) |
| 26-05-2026 | 20.3365 | +0.0118 (+0.06%) |
| 25-05-2026 | 20.3247 | +0.0265 (+0.13%) |
| 22-05-2026 | 20.2982 | +0.0145 (+0.07%) |
| 21-05-2026 | 20.2837 | -0.0170 (-0.08%) |
| 20-05-2026 | 20.3007 | -0.0048 (-0.02%) |
| 19-05-2026 | 20.3055 | +0.0055 (+0.03%) |
| 18-05-2026 | 20.3000 | -0.0336 (-0.17%) |
| 15-05-2026 | 20.3336 | -0.0102 (-0.05%) |
| 14-05-2026 | 20.3438 | +0.0013 (+0.01%) |
| 13-05-2026 | 20.3425 | -0.0038 (-0.02%) |
| 12-05-2026 | 20.3463 | -0.0075 (-0.04%) |
| 11-05-2026 | 20.3538 | -0.0115 (-0.06%) |
| 08-05-2026 | 20.3653 | -0.0076 (-0.04%) |
| 07-05-2026 | 20.3729 | +0.0029 (+0.01%) |
| 06-05-2026 | 20.3700 | +0.0270 (+0.13%) |
| 05-05-2026 | 20.3430 | +0.0108 (+0.05%) |
| 04-05-2026 | 20.3322 | +0.0288 (+0.14%) |
| 30-04-2026 | 20.3034 | -0.0004 (0.00%) |
| 29-04-2026 | 20.3038 | -0.0189 (-0.09%) |
About This Fund
UTI Credit Risk Fund - Direct Plan - Growth Option is a mutual fund scheme offered by UTI Mutual Fund. It is classified under the Debt Scheme - Credit Risk Fund category by SEBI. As a Direct Growth plan, it has a lower expense ratio than its Regular counterpart, with all gains reinvested for compounding. The latest NAV is ₹20.68680 as on 24-07-2026. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences. Past performance does not guarantee future results. Please consult a SEBI-registered financial advisor before investing.
Frequently Asked Questions
What is the latest NAV of UTI Credit Risk Fund - Direct Plan - Growth Option?
The latest NAV of UTI Credit Risk Fund - Direct Plan - Growth Option is ₹20.68680 as on 24-07-2026. NAV (Net Asset Value) represents the per-unit market value of the fund and is updated on every business day by AMFI.
What category does UTI Credit Risk Fund - Direct Plan - Growth Option belong to?
UTI Credit Risk Fund - Direct Plan - Growth Option is classified under "Debt Scheme - Credit Risk Fund" by SEBI. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.
What is the difference between Direct and Regular plan of UTI Credit Risk Fund - Direct Plan - Growth Option?
The Direct plan of UTI Credit Risk Fund - Direct Plan - Growth Option has a lower expense ratio as it does not involve any distributor/agent commission. This means more of your money is invested, leading to better long-term returns compared to the Regular plan. You can invest in Direct plans through the AMC website or platforms like MFCentral, Kfintech, or CAMS.
How can I invest in UTI Credit Risk Fund - Direct Plan - Growth Option?
You can invest in UTI Credit Risk Fund - Direct Plan - Growth Option through: (1) The UTI Mutual Fund official website or app, (2) SEBI-registered online platforms like Groww, Zerodha Coin, ET Money, Kuvera, (3) MFCentral or your bank's investment portal, or (4) Through a SEBI-registered mutual fund distributor. You can start a SIP (Systematic Investment Plan) with as low as ₹500/month or make a lumpsum investment.
Can I start a SIP in UTI Credit Risk Fund - Direct Plan - Growth Option?
Yes, you can start a Systematic Investment Plan (SIP) in UTI Credit Risk Fund - Direct Plan - Growth Option. SIP allows you to invest a fixed amount (typically starting from ₹500) at regular intervals (monthly/quarterly). SIP helps in rupee cost averaging and disciplined investing. Use our SIP calculator on this page to estimate your potential returns.
What is the scheme code and ISIN of UTI Credit Risk Fund - Direct Plan - Growth Option?
The AMFI scheme code for UTI Credit Risk Fund - Direct Plan - Growth Option is 120764. The ISIN (International Securities Identification Number) is INF789F01YB6. These unique identifiers are used for transactions, KYC, and portfolio tracking across all platforms.
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