Fund House
UTI Mutual Fund
Category
Income/Debt Oriented Schemes - Credit Risk Fund
Plan
Direct
Option
Growth
Scheme Code
#120764
Investment Calculator
SIP (Monthly)
Lumpsum (One-Time)
Invested Amount
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Est. Returns
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Total Value
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Invested
Returns
Calculator uses compound interest. Default return is based on this fund's 1-year performance. Actual returns may vary. Past performance ≠ future results.
NAV History
Recent NAV Data
| Date | NAV (₹) | Change |
|---|---|---|
| 24-09-2026 | 20.8826 | -0.0262 (-0.13%) |
| 23-09-2026 | 20.9088 | +0.0079 (+0.04%) |
| 22-09-2026 | 20.9009 | +0.0062 (+0.03%) |
| 21-09-2026 | 20.8947 | +0.0185 (+0.09%) |
| 18-09-2026 | 20.8762 | +0.0063 (+0.03%) |
| 17-09-2026 | 20.8699 | +0.0046 (+0.02%) |
| 16-09-2026 | 20.8653 | +0.0066 (+0.03%) |
| 15-09-2026 | 20.8587 | -0.0253 (-0.12%) |
| 11-09-2026 | 20.8840 | -0.0206 (-0.10%) |
| 10-09-2026 | 20.9046 | -0.0032 (-0.02%) |
| 09-09-2026 | 20.9078 | -0.0043 (-0.02%) |
| 08-09-2026 | 20.9121 | -0.0016 (-0.01%) |
| 07-09-2026 | 20.9137 | +0.0130 (+0.06%) |
| 04-09-2026 | 20.9007 | +0.0100 (+0.05%) |
| 03-09-2026 | 20.8907 | +0.0332 (+0.16%) |
| 02-09-2026 | 20.8575 | +0.0071 (+0.03%) |
| 01-09-2026 | 20.8504 | +0.0058 (+0.03%) |
| 31-08-2026 | 20.8446 | +0.0106 (+0.05%) |
| 28-08-2026 | 20.8340 | -0.0034 (-0.02%) |
| 27-08-2026 | 20.8374 | +0.0024 (+0.01%) |
| 25-08-2026 | 20.8350 | +0.0110 (+0.05%) |
| 24-08-2026 | 20.8240 | +0.0110 (+0.05%) |
| 21-08-2026 | 20.8130 | -0.0045 (-0.02%) |
| 20-08-2026 | 20.8175 | -0.0291 (-0.14%) |
| 19-08-2026 | 20.8466 | +0.0120 (+0.06%) |
| 18-08-2026 | 20.8346 | -0.0089 (-0.04%) |
| 17-08-2026 | 20.8435 | -0.0056 (-0.03%) |
| 14-08-2026 | 20.8491 | +0.0111 (+0.05%) |
| 13-08-2026 | 20.8380 | +0.0057 (+0.03%) |
| 12-08-2026 | 20.8323 | +0.0068 (+0.03%) |
| 11-08-2026 | 20.8255 | -0.0099 (-0.05%) |
| 10-08-2026 | 20.8354 | +0.0224 (+0.11%) |
| 07-08-2026 | 20.8130 | +0.0094 (+0.05%) |
| 06-08-2026 | 20.8036 | +0.0269 (+0.13%) |
| 05-08-2026 | 20.7767 | +0.0026 (+0.01%) |
| 04-08-2026 | 20.7741 | +0.0094 (+0.05%) |
| 03-08-2026 | 20.7647 | +0.0165 (+0.08%) |
| 31-07-2026 | 20.7482 | +0.0085 (+0.04%) |
| 30-07-2026 | 20.7397 | +0.0005 (+0.00%) |
| 29-07-2026 | 20.7392 | +0.0097 (+0.05%) |
| 28-07-2026 | 20.7295 | +0.0061 (+0.03%) |
| 27-07-2026 | 20.7234 | +0.0366 (+0.18%) |
| 24-07-2026 | 20.6868 | +0.0016 (+0.01%) |
| 23-07-2026 | 20.6852 | -0.0054 (-0.03%) |
| 22-07-2026 | 20.6906 | -0.0026 (-0.01%) |
| 21-07-2026 | 20.6932 | +0.0088 (+0.04%) |
| 20-07-2026 | 20.6844 | +0.0048 (+0.02%) |
| 17-07-2026 | 20.6796 | +0.0066 (+0.03%) |
| 16-07-2026 | 20.6730 | +0.0188 (+0.09%) |
| 15-07-2026 | 20.6542 | +0.0070 (+0.03%) |
| 14-07-2026 | 20.6472 | -0.0335 (-0.16%) |
| 13-07-2026 | 20.6807 | -0.0119 (-0.06%) |
| 10-07-2026 | 20.6926 | +0.0212 (+0.10%) |
| 09-07-2026 | 20.6714 | +0.0075 (+0.04%) |
| 08-07-2026 | 20.6639 | -0.0082 (-0.04%) |
| 07-07-2026 | 20.6721 | -0.0090 (-0.04%) |
| 06-07-2026 | 20.6811 | +0.0137 (+0.07%) |
| 03-07-2026 | 20.6674 | +0.0014 (+0.01%) |
| 02-07-2026 | 20.6660 | +0.0172 (+0.08%) |
| 01-07-2026 | 20.6488 | +0.0035 (+0.02%) |
About This Fund
UTI Credit Risk Fund - Direct Plan - Growth Option is a mutual fund scheme offered by UTI Mutual Fund. It is classified under the Debt Scheme - Credit Risk Fund category by SEBI. As a Direct Growth plan, it has a lower expense ratio than its Regular counterpart, with all gains reinvested for compounding. The latest NAV is ₹20.88260 as on 24-09-2026. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences. Past performance does not guarantee future results. Please consult a SEBI-registered financial advisor before investing.
Frequently Asked Questions
What is the latest NAV of UTI - Credit Risk Fund. - Direct Plan - Growth?
The latest NAV of UTI - Credit Risk Fund. - Direct Plan - Growth is ₹20.88260 as on 24-09-2026. NAV (Net Asset Value) represents the per-unit market value of the fund and is updated on every business day by AMFI.
What category does UTI - Credit Risk Fund. - Direct Plan - Growth belong to?
UTI - Credit Risk Fund. - Direct Plan - Growth is classified under "Income/Debt Oriented Schemes - Credit Risk Fund" by SEBI. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.
What is the difference between Direct and Regular plan of UTI - Credit Risk Fund. - Direct Plan - Growth?
The Direct plan of UTI - Credit Risk Fund. - Direct Plan - Growth has a lower expense ratio as it does not involve any distributor/agent commission. This means more of your money is invested, leading to better long-term returns compared to the Regular plan. You can invest in Direct plans through the AMC website or platforms like MFCentral, Kfintech, or CAMS.
How can I invest in UTI - Credit Risk Fund. - Direct Plan - Growth?
You can invest in UTI - Credit Risk Fund. - Direct Plan - Growth through: (1) The UTI Mutual Fund official website or app, (2) SEBI-registered online platforms like Groww, Zerodha Coin, ET Money, Kuvera, (3) MFCentral or your bank's investment portal, or (4) Through a SEBI-registered mutual fund distributor. You can start a SIP (Systematic Investment Plan) with as low as ₹500/month or make a lumpsum investment.
Can I start a SIP in UTI - Credit Risk Fund. - Direct Plan - Growth?
Yes, you can start a Systematic Investment Plan (SIP) in UTI - Credit Risk Fund. - Direct Plan - Growth. SIP allows you to invest a fixed amount (typically starting from ₹500) at regular intervals (monthly/quarterly). SIP helps in rupee cost averaging and disciplined investing. Use our SIP calculator on this page to estimate your potential returns.
What is the scheme code and ISIN of UTI - Credit Risk Fund. - Direct Plan - Growth?
The AMFI scheme code for UTI - Credit Risk Fund. - Direct Plan - Growth is 120764. The ISIN (International Securities Identification Number) is INF789F01YB6. These unique identifiers are used for transactions, KYC, and portfolio tracking across all platforms.
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