Fund House
UTI Mutual Fund
Category
Debt Scheme - Gilt Fund
Plan
Direct
Option
Growth
Scheme Code
#120792
Investment Calculator
SIP (Monthly)
Lumpsum (One-Time)
Invested Amount
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Est. Returns
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Total Value
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Invested
Returns
Calculator uses compound interest. Default return is based on this fund's 1-year performance. Actual returns may vary. Past performance ≠ future results.
NAV History
Recent NAV Data
| Date | NAV (₹) | Change |
|---|---|---|
| 24-07-2026 | 68.2971 | +0.0288 (+0.04%) |
| 23-07-2026 | 68.2683 | -0.0335 (-0.05%) |
| 22-07-2026 | 68.3018 | -0.0127 (-0.02%) |
| 21-07-2026 | 68.3145 | -0.0107 (-0.02%) |
| 20-07-2026 | 68.3252 | -0.0053 (-0.01%) |
| 17-07-2026 | 68.3305 | -0.0246 (-0.04%) |
| 16-07-2026 | 68.3551 | +0.0484 (+0.07%) |
| 15-07-2026 | 68.3067 | +0.0434 (+0.06%) |
| 14-07-2026 | 68.2633 | -0.1078 (-0.16%) |
| 13-07-2026 | 68.3711 | +0.0041 (+0.01%) |
| 10-07-2026 | 68.3670 | +0.0492 (+0.07%) |
| 09-07-2026 | 68.3178 | +0.0412 (+0.06%) |
| 08-07-2026 | 68.2766 | -0.0741 (-0.11%) |
| 07-07-2026 | 68.3507 | +0.0035 (+0.01%) |
| 06-07-2026 | 68.3472 | +0.0400 (+0.06%) |
| 03-07-2026 | 68.3072 | +0.0017 (+0.00%) |
| 02-07-2026 | 68.3055 | +0.1021 (+0.15%) |
| 01-07-2026 | 68.2034 | -0.0355 (-0.05%) |
| 30-06-2026 | 68.2389 | +0.0054 (+0.01%) |
| 29-06-2026 | 68.2335 | +0.0938 (+0.14%) |
| 25-06-2026 | 68.1397 | +0.0723 (+0.11%) |
| 24-06-2026 | 68.0674 | +0.1001 (+0.15%) |
| 23-06-2026 | 67.9673 | +0.0362 (+0.05%) |
| 22-06-2026 | 67.9311 | +0.0571 (+0.08%) |
| 19-06-2026 | 67.8740 | -0.0126 (-0.02%) |
| 18-06-2026 | 67.8866 | +0.0585 (+0.09%) |
| 17-06-2026 | 67.8281 | +0.0373 (+0.06%) |
| 16-06-2026 | 67.7908 | +0.0250 (+0.04%) |
| 15-06-2026 | 67.7658 | +0.0866 (+0.13%) |
| 12-06-2026 | 67.6792 | +0.0423 (+0.06%) |
| 11-06-2026 | 67.6369 | +0.0083 (+0.01%) |
| 10-06-2026 | 67.6286 | -0.0248 (-0.04%) |
| 09-06-2026 | 67.6534 | +0.1146 (+0.17%) |
| 08-06-2026 | 67.5388 | +0.0574 (+0.09%) |
| 05-06-2026 | 67.4814 | +0.1074 (+0.16%) |
| 04-06-2026 | 67.3740 | +0.0370 (+0.05%) |
| 03-06-2026 | 67.3370 | -0.0072 (-0.01%) |
| 02-06-2026 | 67.3442 | +0.0063 (+0.01%) |
| 01-06-2026 | 67.3379 | +0.0132 (+0.02%) |
| 29-05-2026 | 67.3247 | +0.0265 (+0.04%) |
| 27-05-2026 | 67.2982 | -0.0141 (-0.02%) |
| 26-05-2026 | 67.3123 | +0.0031 (+0.00%) |
| 25-05-2026 | 67.3092 | +0.1217 (+0.18%) |
| 22-05-2026 | 67.1875 | +0.0206 (+0.03%) |
| 21-05-2026 | 67.1669 | -0.0310 (-0.05%) |
| 20-05-2026 | 67.1979 | +0.0034 (+0.01%) |
| 19-05-2026 | 67.1945 | +0.0639 (+0.10%) |
| 18-05-2026 | 67.1306 | -0.1246 (-0.19%) |
| 15-05-2026 | 67.2552 | -0.0450 (-0.07%) |
| 14-05-2026 | 67.3002 | +0.0361 (+0.05%) |
| 13-05-2026 | 67.2641 | +0.0198 (+0.03%) |
| 12-05-2026 | 67.2443 | -0.0518 (-0.08%) |
| 11-05-2026 | 67.2961 | -0.0797 (-0.12%) |
| 08-05-2026 | 67.3758 | -0.0381 (-0.06%) |
| 07-05-2026 | 67.4139 | +0.0055 (+0.01%) |
| 06-05-2026 | 67.4084 | +0.1506 (+0.22%) |
| 05-05-2026 | 67.2578 | -0.0257 (-0.04%) |
| 04-05-2026 | 67.2835 | +0.0567 (+0.08%) |
| 30-04-2026 | 67.2268 | +0.0040 (+0.01%) |
| 29-04-2026 | 67.2228 | -0.0181 (-0.03%) |
About This Fund
UTI - GILT FUND - Direct Plan - Growth Option is a mutual fund scheme offered by UTI Mutual Fund. It is classified under the Debt Scheme - Gilt Fund category by SEBI. As a Direct Growth plan, it has a lower expense ratio than its Regular counterpart, with all gains reinvested for compounding. The latest NAV is ₹68.29710 as on 24-07-2026. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences. Past performance does not guarantee future results. Please consult a SEBI-registered financial advisor before investing.
Frequently Asked Questions
What is the latest NAV of UTI - GILT FUND - Direct Plan - Growth Option?
The latest NAV of UTI - GILT FUND - Direct Plan - Growth Option is ₹68.29710 as on 24-07-2026. NAV (Net Asset Value) represents the per-unit market value of the fund and is updated on every business day by AMFI.
What category does UTI - GILT FUND - Direct Plan - Growth Option belong to?
UTI - GILT FUND - Direct Plan - Growth Option is classified under "Debt Scheme - Gilt Fund" by SEBI. Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.
What is the difference between Direct and Regular plan of UTI - GILT FUND - Direct Plan - Growth Option?
The Direct plan of UTI - GILT FUND - Direct Plan - Growth Option has a lower expense ratio as it does not involve any distributor/agent commission. This means more of your money is invested, leading to better long-term returns compared to the Regular plan. You can invest in Direct plans through the AMC website or platforms like MFCentral, Kfintech, or CAMS.
How can I invest in UTI - GILT FUND - Direct Plan - Growth Option?
You can invest in UTI - GILT FUND - Direct Plan - Growth Option through: (1) The UTI Mutual Fund official website or app, (2) SEBI-registered online platforms like Groww, Zerodha Coin, ET Money, Kuvera, (3) MFCentral or your bank's investment portal, or (4) Through a SEBI-registered mutual fund distributor. You can start a SIP (Systematic Investment Plan) with as low as ₹500/month or make a lumpsum investment.
Can I start a SIP in UTI - GILT FUND - Direct Plan - Growth Option?
Yes, you can start a Systematic Investment Plan (SIP) in UTI - GILT FUND - Direct Plan - Growth Option. SIP allows you to invest a fixed amount (typically starting from ₹500) at regular intervals (monthly/quarterly). SIP helps in rupee cost averaging and disciplined investing. Use our SIP calculator on this page to estimate your potential returns.
What is the scheme code and ISIN of UTI - GILT FUND - Direct Plan - Growth Option?
The AMFI scheme code for UTI - GILT FUND - Direct Plan - Growth Option is 120792. The ISIN (International Securities Identification Number) is INF789F01TL5. These unique identifiers are used for transactions, KYC, and portfolio tracking across all platforms.
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