Debt Mutual Funds

200 Direct-Growth schemes found in this category

Low to Moderate Risk

Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.

Ideal For: Conservative investors seeking stable returns with capital preservation
Benchmark: CRISIL Composite Bond Index

Frequently Asked Questions
What are Debt mutual funds?
Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They provide relatively stable returns with lower volatility than equity funds. Various sub-categories cater to different duration and credit risk preferences.
How many Debt mutual fund schemes are available?
There are 200 Direct-Growth Debt mutual fund schemes listed on our platform. These are sourced from official AMFI data and include schemes from all major fund houses in India.
What is the risk level of Debt funds?
Debt funds are generally considered Low to Moderate risk. The actual risk can vary between individual schemes based on their specific portfolio composition, concentration, and investment strategy. Our risk rating (1-5) on each scheme is computed from historical NAV volatility.
Who should invest in Debt mutual funds?
Debt mutual funds are ideal for: Conservative investors seeking stable returns with capital preservation. Always align your mutual fund category choice with your financial goals, risk tolerance, and investment horizon.
How to compare Debt mutual funds?
Use our MF Screener to compare Debt funds by returns (1Y, 3Y, 5Y), risk rating, NAV, and fund house. Look at consistent long-term performance rather than short-term spikes. Also consider expense ratio, AUM size, and fund manager track record. Key benchmark: CRISIL Composite Bond Index.